Legal

Terms of Service

Last Updated: March 19, 2026Effective Date: March 19, 2026

Please read these Terms of Service carefully before using Cofora AI. By accessing or using our service, you agree to be bound by these Terms.

Important Notice — Read Before Using Cofora AI

Cofora AI is NOT a law firm and does NOT provide legal advice.

This platform is a technology tool designed for informational purposes only. No content generated by Cofora AI constitutes legal advice, legal opinions, or a substitute for consultation with a licensed attorney.

You MUST consult a licensed attorney before signing any legal document, making any legal decision, or taking any legal action.

By using Cofora AI, you acknowledge that you are NOT forming an attorney-client relationship with Cofora, Inc. or any of its employees, contractors, or affiliates.

1. Acceptance of Terms

These Terms of Service (“Terms”) constitute a legally binding agreement between you (“User,” “you,” or “your”) and Cofora, Inc. (“Cofora,” “we,” “us,” or “our”), governing your access to and use of the Cofora AI platform, website, and all related services (collectively, the “Service”).

By accessing or using the Service in any way — including creating an account, uploading a document, or simply browsing our website — you agree to be legally bound by these Terms and our Privacy Policy, which is incorporated herein by reference.

If you do not agree to these Terms, you must immediately stop using the Service and close your account.

We reserve the right to modify these Terms at any time. We will notify you of material changes via email or a prominent notice on our website. Your continued use of the Service after any modification constitutes your acceptance of the revised Terms. It is your responsibility to review these Terms periodically.

3. Limitation of Liability

Critical — Read Carefully

To the fullest extent permitted by applicable law, the following limitations apply to your use of the Service.

3.1 No Warranties.

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT ANY WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, COFORA, INC. EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:

  • Accuracy, completeness, or reliability of AI Output
  • Fitness for a particular purpose
  • Non-infringement of third-party rights
  • Merchantability
  • Uninterrupted, error-free, or secure operation
  • Freedom from viruses, malware, or harmful components
  • Suitability as a substitute for professional legal advice

3.2 Exclusion of Damages.

IN NO EVENT SHALL COFORA, INC., ITS FOUNDERS, OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, AGENTS, OR AFFILIATES BE LIABLE FOR ANY:

  • Direct, indirect, incidental, special, or consequential damages
  • Loss of profits, revenue, data, business, or business opportunities
  • Legal fees, court costs, or arbitration expenses
  • Damages arising from contract disputes or failed business partnerships
  • Damages from errors, omissions, or inaccuracies in AI Output
  • Damages from decisions made based on our AI Output
  • Damages from unauthorized access to or alteration of your data
  • Damages from third-party service failures (including Supabase, Anthropic, Resend, or Vercel)
  • Damages from service interruptions or discontinuation
  • Any other damages arising from or related to your use of the Service

THESE EXCLUSIONS APPLY REGARDLESS OF THE THEORY OF LIABILITY (CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR OTHERWISE), EVEN IF COFORA HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

3.3 Liability Cap.

IN NO EVENT SHALL COFORA’S TOTAL CUMULATIVE LIABILITY TO YOU FOR ALL CLAIMS ARISING FROM OR RELATED TO THE SERVICE EXCEED THE LESSER OF:

  • The total amount you paid to Cofora in the twelve (12) months immediately preceding the claim, or
  • One hundred dollars (USD $100.00)

3.4 Sole Remedy.

If you are dissatisfied with the Service for any reason, your sole and exclusive remedy is to discontinue your use of the Service and close your account.

3.5 Jurisdictional Limitations.

Some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of liability for incidental or consequential damages. In such jurisdictions, our liability is limited to the maximum extent permitted by applicable law. These limitations apply even if any limited remedy fails its essential purpose.

4. Indemnification

You agree to indemnify, defend, and hold harmless Cofora, Inc. and its founders, officers, directors, employees, contractors, agents, successors, and assigns (collectively, “Cofora Parties”) from and against any and all claims, demands, disputes, actions, damages, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees and court costs) arising out of or relating to:

  • Your access to or use of the Service
  • Your violation of these Terms or any applicable law or regulation
  • Your violation of any third-party rights, including intellectual property rights
  • Any content you upload, submit, or transmit through the Service
  • Any decisions you make based on AI Output from the Service
  • Any disputes with third parties arising from contracts you analyzed using the Service
  • Any legal matters related to your business, partnerships, or agreements
  • Your misrepresentation of any information provided to Cofora
  • Your use of the Service in violation of any professional rules or regulations

This indemnification obligation survives termination of your account and these Terms. Cofora reserves the right, at your expense, to assume exclusive defense and control of any matter subject to indemnification by you. You agree to cooperate fully with Cofora’s defense of any such claims.

5. Dispute Resolution & Arbitration

Please read this section carefully. It affects your legal rights, including your right to file a lawsuit and your right to a jury trial.

5.1 Binding Arbitration.

EXCEPT AS DESCRIBED IN SECTION 5.2, ANY DISPUTE, CLAIM, OR CONTROVERSY ARISING OUT OF OR RELATING TO THESE TERMS, THE SERVICE, OR YOUR USE THEREOF (INCLUDING ANY DISPUTE ABOUT THEIR INTERPRETATION, VALIDITY, BREACH, OR TERMINATION) SHALL BE RESOLVED EXCLUSIVELY BY BINDING ARBITRATION, AND NOT IN A COURT OF LAW.

  • Arbitration will be administered by the American Arbitration Association (“AAA”) under its Consumer Arbitration Rules
  • Arbitration will be conducted in Indiana, United States, or at a location mutually agreed upon or required by applicable law
  • A single, neutral arbitrator will decide the dispute
  • The arbitrator’s decision is final and binding, with very limited rights to appeal
  • The Federal Arbitration Act governs the interpretation of this arbitration agreement

5.2 Exceptions to Arbitration.

The following disputes are not subject to binding arbitration:

  • Claims that qualify for small claims court (in either party’s jurisdiction)
  • Claims for injunctive or equitable relief to protect intellectual property rights

5.3 Class Action & Collective Action Waiver.

YOU AND COFORA AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING. You waive your right to:

  • Participate in or lead a class action lawsuit
  • Participate in class-wide arbitration
  • Act as a private attorney general
  • Consolidate your claim with the claims of other users

If this class action waiver is found unenforceable for a particular claim, that claim must be litigated in court and severed from any arbitration proceeding.

5.4 Jury Trial Waiver.

FOR ANY CLAIMS NOT SUBJECT TO ARBITRATION, YOU AND COFORA EACH WAIVE ANY RIGHT TO A JURY TRIAL. ALL SUCH DISPUTES WILL BE DECIDED BY A JUDGE SITTING WITHOUT A JURY.

5.5 Opt-Out Right.

You may opt out of the binding arbitration and class action waiver in this Section 5 by sending written notice to john@cofora.ai within thirty (30) days of first accepting these Terms. Your notice must include your full name, the email address associated with your account, and the statement: “I opt out of arbitration.”

If you opt out, all disputes will be resolved in the state or federal courts located in Indiana, United States. The jury trial waiver in Section 5.4 still applies if you opt out of arbitration.

5.6 Informal Resolution First.

Before initiating arbitration, you agree to first contact us at john@cofora.ai and attempt to resolve the dispute informally for at least thirty (30) days.

6. Eligibility & User Accounts

6.1 Age. You must be at least 18 years of age to use the Service. By using the Service, you represent and warrant that you are 18 or older.

6.2 Authority. If you are using the Service on behalf of a company or other legal entity, you represent and warrant that you have the authority to bind that entity to these Terms. In that case, “you” refers to both you and that entity.

6.3 Accurate Information. You agree to provide accurate, current, and complete information when creating your account and to keep that information updated.

6.4 Account Security. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify us immediately at john@cofora.ai if you suspect unauthorized access.

6.5 One Account Per Person. Each person may maintain only one account. You may not create accounts on behalf of others without their express permission.

7. Prohibited Conduct

You agree not to use the Service to:

  • Violate any applicable law, regulation, or legal obligation
  • Upload or transmit documents you do not have the right to share
  • Upload malware, viruses, or any malicious code
  • Reverse engineer, decompile, or disassemble any part of the Service
  • Scrape, crawl, or use automated tools to access the Service
  • Attempt to gain unauthorized access to any part of the Service
  • Interfere with or disrupt the integrity or performance of the Service
  • Use the Service to compete with Cofora without our written consent
  • Misrepresent your identity or affiliation
  • Use the Service for fraudulent, deceptive, or illegal purposes
  • Violate the privacy, intellectual property, or other rights of third parties
  • Harass, abuse, or harm any person through the Service

8. Intellectual Property

8.1 Cofora’s IP. The Service, including its software, design, code, algorithms, AI models, branding, trademarks, logos, and all content created by Cofora, is the exclusive property of Cofora, Inc. and is protected by intellectual property laws. You may not copy, reproduce, modify, distribute, or create derivative works from any part of the Service without our prior written consent.

8.2 Your Content. You retain ownership of the documents and files you upload to the Service (“Your Content”). You represent and warrant that you have all necessary rights to upload Your Content and that it does not violate any third-party rights.

8.3 License to Cofora. By uploading Your Content, you grant Cofora a limited, non-exclusive, worldwide, royalty-free license to access, store, process, and analyze Your Content solely for the purpose of providing the Service to you.

8.4 Anonymized Data. We may use anonymized, de-identified, and aggregated data derived from usage of the Service (including from AI analysis) to improve our AI models, enhance the Service, and develop new features. This data will not identify you or Your Content specifically.

8.5 Feedback. If you provide feedback, suggestions, or ideas about the Service, you grant us an irrevocable, perpetual, royalty-free license to use that feedback in any way without compensation or attribution to you.

8.6 Templates. Any templates, guides, or resources made available through the Service are provided under a limited license for your personal use only. You may not redistribute or resell them.

9. Third-Party Services

The Service is built on and integrates with the following third-party platforms:

ProviderPurpose
SupabaseDatabase hosting and user authentication
Anthropic (Claude)AI analysis and natural language processing
ResendTransactional email delivery
VercelWebsite hosting and deployment

By using the Service, you acknowledge that your data may be processed by these third-party providers. We are not responsible for:

  • Outages, errors, or failures of any third-party service
  • Data breaches or security incidents at third-party providers
  • Changes to or discontinuation of third-party services
  • The terms of service or privacy practices of third-party providers

We encourage you to review the terms and privacy policies of each provider. Links to third-party websites or resources do not constitute endorsement.

10. Data & Privacy

Your use of the Service is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review it carefully to understand how we collect, use, and protect your personal information.

You are responsible for ensuring that any personal data you upload about third parties (such as co-founders, business partners, or counterparties in contracts) is handled in compliance with applicable privacy laws, and that you have the right to share that data with us.

We may retain certain data as required by law, regulation, or legitimate business necessity even after account deletion.

11. Termination

11.1 By You. You may close your account and stop using the Service at any time through your account settings or by contacting us at john@cofora.ai.

11.2 By Cofora. We reserve the right to suspend or terminate your account and access to the Service at any time, for any reason, with or without notice, including but not limited to: violation of these Terms, conduct we deem harmful to the Service or other users, non-payment, or extended inactivity.

11.3 Effect of Termination. Upon termination, your right to use the Service immediately ceases. We may delete your account data in accordance with our Privacy Policy. Sections 2, 3, 4, 5, 8, and all other provisions that by their nature should survive termination will survive.

12. Modifications to Service & Terms

We reserve the right to modify, suspend, or discontinue any part of the Service at any time, temporarily or permanently, with or without notice. We will not be liable to you or any third party for any modification, suspension, or discontinuation of the Service.

We may revise these Terms at any time. We will notify you of material changes via email to the address on your account, or via a prominent notice on our website. The revised Terms will become effective on the date indicated. Your continued use of the Service after that date constitutes acceptance of the revised Terms.

13. Governing Law

These Terms and any disputes arising hereunder are governed by and construed in accordance with the laws of the State of Indiana, United States, without regard to its conflict of law principles.

The Federal Arbitration Act governs the interpretation and enforcement of the arbitration provisions in Section 5. For any disputes not subject to arbitration, you and Cofora consent to exclusive personal jurisdiction in the state and federal courts located in Indiana.

14. Miscellaneous

14.1 Entire Agreement. These Terms, together with the Privacy Policy, constitute the entire agreement between you and Cofora regarding the Service and supersede all prior agreements, understandings, and communications, whether written or oral.

14.2 Severability. If any provision of these Terms is held to be invalid, illegal, or unenforceable, that provision will be modified to the minimum extent necessary to make it enforceable, and the remaining provisions will remain in full force and effect.

14.3 No Waiver. Our failure to enforce any right or provision of these Terms will not constitute a waiver of that right or provision.

14.4 Assignment. You may not assign or transfer your rights under these Terms without our prior written consent. Cofora may assign its rights and obligations under these Terms freely, including in connection with a merger, acquisition, or sale of assets.

14.5 Force Majeure. Cofora will not be liable for any failure or delay in performance due to causes beyond our reasonable control, including natural disasters, acts of government, labor disputes, or internet or infrastructure outages.

14.6 No Third-Party Beneficiaries. These Terms do not create any third-party beneficiary rights.

15. Contact Information

For questions about these Terms, to report violations, or for legal notices, please contact:

Cofora, Inc.

Legal inquiries: john@cofora.ai

General support: john@cofora.ai

Indiana, United States

We aim to respond to all legal inquiries within 5 business days.

© 2026 Cofora, Inc. All rights reserved.